NABARD Bank Officers Exam., 2008 : Reasoning (Solved)(Held on 30–3–2008)

Reasoning

1. Four of the following five are alike in a certain way and so form a group. Which is the
one that does not belong to the group ?
(A) Clove
(B) Cinnamon
(C) Pepper
(D) Cardamom
(E) Apricot

2. How many such pairs of letters are there in the word EXPERIMENT each of which
have as many letters between them in the word as they have in the English alphabet ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three

3. How many meaningful English words can be made from the letters EOPR, using each
letter only once ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three

4. Pointing to a photograph Rasika said “He is the grandson of my grandmother’s only
son.” How is the boy in photograph related to Rasika ?
(A) Son
(B) Nephew
(C) Brother
(D) Cannot be determined
(E) None of these

5. In a certain code ‘open the door’ is written as ‘ka te jo’ ‘door is closed’ is written as ‘jo
pa ma’ and ‘this is good’ is written as ‘la ra pa’. What is the code for ‘closed’ ?
(A) ma
(B) pa
(C) jo
(D) ka
(E) None of these

Directions—(Q. 6 to 10) These questions are based on the following letter / number /
symbol arrangement. Study it carefully and answer the questions :
7 D 5 # A B 1 % K $ 4 E J F 3 * 2 H I @ L 6 Q U © 9 M T 8 W
6. How many such symbols are there in the above arrangement each of which is
immediately preceded by a vowel and also immediately followed by a number ?
(A) None
(B) One
(C) Two
(D) Three
(E) Four

7. Four of the following five are alike in a certain way on the basis of their positions in
the above arrangement and so form a group. Which is the one that does not belong to the
group ?
(A) K41
(B) *HF
(C) #B5
(D) M8©
(E) LQI

8. Which of the following pairs of elements does not have the second element,
immediately followed by the first element ?
(A) 5#
(B) MT
(C) $4
(D) 3F
(E) @L

9. How many such numbers are there in the above arrangement, each of which is
immediately followed by a symbol and also immediately preceded by a consonant ?
(A) None
(B) One
(C) Two
(D) Three
(E) More than three

10. What will come in place of question mark (?) in the following series based on the
above arrangement ?
A # D $K1 3FE ?
(A) @I2
(B) *HI
(C) H2@
(D) HIL
(E) None of these

Directions—(Q. 11 to 15) In each of the questions below are given four statements
followed by three conclusions numbered I, II and III. You have to take the given
statements to
be true even if they seem to be at variance from commonly known facts. Read all the
conclusions and then decide which of the given conclusions logically follows from the
given statements disregarding commonly known facts.

11. Statements :
Some shoes are socks.
All socks are towels.
All towels are bedsheets.
No bedsheet is blanket.
Conclusions :
I. No towel is blanket.
II. Some shoes are towels.
III. Some shoes are bedsheets.
(A) Only I and II follow
(B) Only II and III follow
(C) Only I and III follow
(D) All follow
(E) None of these

12. Statements :
Some fruits are flowers.
Some flowers are buds.
No bud is leaf.
All leaves are plants.
Conclusions :
I. No plant is bud.
II. Some plants are flowers.
III. Some buds are fruits.
(A) None follows
(B) Only I follows
(C) Only II and III follow
(D) Only III follows
(E) None of these

13. Statements :
Some pearls are gems.
Some gems are diamonds.
All diamonds are rings.
All rings are bangles.
Conclusions :
I. Some bangles are rings.
II. All rings are diamonds.
III. All diamonds are bangles.
(A) Only I follows
(B) Only I and II follow
(C) Only I and III follow
(D) All follow
(E) None of these

14. Statements :
All chairs are tables.
All tables are telephones.
All telephones are cell phones.
No cell phone is computer.
Conclusions :
I. All cell phones are tables.
II. Some chairs are computers.
III. No chair is computer.
(A) Only I follows
(B) Only II follows
(C) Only III follows
(D) Only either II or III follows
(E) None of these

15. Statements :
Some rocks are hills.
All hills are mountains.
All mountains are rivers.
No river is Canal.
Conclusions :
I. All rocks are rivers.
II. Some hills are canals.
III. Some rivers are canals.
(A) Only I follows
(B) Only II and III follow
(C) Only I and III follow
(D) Only II follows
(E) None follows

Directions—(Q. 16 to 20) Study the following information carefully to answer these
questions.
Eight friends Savita, Radhika, Amita, Nisha, Rani, Jyoti, Meeta and Anjali are sitting
around a circle facing the centre. Savita is second to the right of Anjali, but is not a
neighbour of Amita. Nisha is third to the left of Amita but is not next to Savita. Jyoti is
second to the right of Rani and third to the left of Meeta.

16. Who is second to the left of Anjali ?
(A) Radhika
(B) Rani
(C) Amita
(D) Meeta
(E) None of these

17. Who is to the immediate right of Nisha ?
(A) Jyoti
(B) Radhika
(C) Meeta
(D) Jyoti or Radhika
(E) None of these

18. Which of the following is the correct position of Rani ?
(A) To the immediate right of Anjali
(B) To the immediate left of Anjali
(C) To the immediate right of Savita
(D) Next to Jyoti
(E) None of these

19. Which of the following pairs represents the immediate neighbours of Nisha ?
(A) Jyoti and Meeta
(B) Radhika and Meeta
(C) Savita and Jyoti
(D) Radhika and Jyoti
(E) None of these

20. Who is to the immediate left of Savita ?
(A) Jyoti
(B) Anjali
(C) Rani
(D) Meeta
(E) None of these

Directions—(Q. 21 to 25) In each of the following questions two rows of numbers are
given. The resultant number in each row is to be worked out separately based on the
following rules and the questions below the rows of numbers is to be answered. The
operations of numbers progress from left to right.
Rules :
(i) If a two digit even number is followed by another even number the first one is to be
divided by the second one.
(ii) If an even number is followed by a prime number, the two are to be multiplied.
(iii) If an odd number is followed by another odd number the two are be added.
(iv) If a three digit number is followed by a two digit number which is the perfect square,
the second number is to be subtracted from the first number.
(v) If a three digit number is followed by a two digit number which is not the perfect
square, the first number is to be divided by the second number.
21. 16 7 25
m 23 22
If ‘m’ is the resultant of the first row, what the resultant of the second row ?
(A) 132
(B) 88
(C) 122
(D) 78
(E) None of these

22. 97 45 71
48 8 11
What is the sum of the resultants of the two rows ?
(A) 68
(B) 19
(C) 147
(D) 64
(E) None of these

23. 125 64 33
282 x 39
If ‘x’ is resultant of the first row, what is the resultant of the second row ?
(A) 45
(B) 42
(C) 39
(D) 36
(E) None of these

24. 84 14 13
360 24 17
What the difference between the resultant of the first row and the second row ?
(A) 100
(B) 46
(C) 56 (D) 90
(E) None of these

25. 24 7 81
x 27 19
If ‘x’ is the resultant of the first row, what is the resultant of the second row ?
(A) 87
(B) 114
(C) 4
(D) 6
(E) None of these

Directions—(Q. 26 to 30) Study the following information carefully to answer the
questions given below it—
Seven professionals A, B, C, D, E, F and G are practicing their professions in different
cities Chennai, Banglore, Hyderabad, Mumbai, Ahmedabad, Jaipur and Bhubaneshwar
not necessarily in the same order. Each has a different profession Doctor, Engineer,
Pharmacist, Lawyer, Counsellor, Professor and Artist not necessarily in the same order.
A is a Pharmacist and practises in Bhubaneshwar. D practises in Banglore but is not a
Doctor or an Artist. The one who practises in Hyderabad is a Professor. G is a
Counsellor and does not practise in Mumbai or Chennai. E is a Lawyer and practises in
Ahmedabad. F practises in Chennai but is not an artist. C practises in Mumbai.

26. What is D’s profession ?
(A) Doctor
(B) Professor
(C) Engineer
(D) Cannot be determined
(E) None of these

27. Who is the professor ?
(A) B
(B) C
(C) D
(D) E
(E) None of these

28. Which of the following combinations of profession and place is correct ?
(A) Pharmacist—Jaipur
(B) Engineer—Chennai
(C) Doctor—Bangalore
(D) Artist—Mumbai
(E) None of these

29. Which of the following persons work in Jaipur ?
(A) B
(B) G
(C) C
(D) B or G
(E) None of these

30. Who is the Doctor ?
(A) D
(B) B
(C) C
(D) B or C
(E) None of these
Directions—(Q. 31 to 35) In each question below is given a statement followed by two
courses of action numbered I and II. A course of action is a step or administrative
decision to be taken for improvement, follow-up or further action in regard to the
problem, policy, etc. On the basis of the information given in the statement, you have to
assume everything in the statement to be true, then decide which of the suggested courses
of action logically follow(s) for pursuing. Give answer :
(A) If only I follows.
(B) If only II follows.
(C) If either I or II follows.
(D) If neither I nor II follows.
(E) If both I and II follow.

31. Statement : Cases of road accidents are increasing constantly, particularly in the
urban areas.
Courses of action :
I. Transport Authorities in the urban areas should impose stringent norms for
maintenance of vehicles.
II. Traffic police should severely punish those found to be violating traffic rules.

32. Statement : Despite good economic progress of the country, significant number of
undernourished children has been observed in the rural parts of the country.
Courses of action :
I. Government should increase Wealth Tax/Income Tax and use that money for
upliftment of the deprived class.
II. Govt. should introduce schemes like free meals in primary schools and make primary
education compulsory.

33. Statement : Launching of new brands of four wheelers is adding to the traffic
congestion in the metro cities.
Courses of action :
I. Public should be encouraged to share their private vehicles while travelling to their
work places.
II. Govt. should levy heavy taxes on motor cars in metro cities.

34. Statement : Increasing levels of air-pollution is creating healthhazards for people
living in the cities.
Courses of action :
I. All industries should be shifted to the outskirts of the cities.
II. Transport Authorities should take steps for converting all public transport vehicles to
run on CNG.

35. Statement : Large number of college students are found to be focusing more on
fashion than on studies.

Courses of action :
I. Colleges should impose restrictions on use of fashionable clothes and accessories.
II. Colleges should keep the students busy enough with studies, so that they don’t find
time for other things like fashion.
Directions—(Q. 36 to 40) Below in each question are given two statements (A) and (B).
These statements may be either independent causes or may be effects of independent
causes
or a common cause. One of these statements may be the effect of the other statement.
Read both the statements and decide which of the following answer choice correctly
depicts the relationship between these two statements. Mark answer :
(A) If statement (A) is the cause and statement (B) is its effect.
(B) If statement (B) is the cause and statement (A) is its effect.
(C) If both the statements (A) and (B) are independent causes.
(D) If both the statements (A) and (B) are effects of independent causes.
(E) If both the statements (A) and (B) are effects of some common cause.

36. (A) Parents in the locality decided to stop sending their children to school by
privatevehicles.
(B) A major accident of a private van carrying school children lead to deaths of few and
injuries for many children.

37. (A) The city observed lowest temperature of the last decade accompanied by heavy
fog during the week.
(B) Most of the flights from the city were indefinitely delayed causing panic among the
passengers.

38. (A) In the past few years the job market has improved for the professionally qualified
youth.
(B) Many youth are not able to get jobs upto their expectations.

39. (A) During peak hours roads are overcrowded with vehicles causing traffic jams in
most parts of the city.
(B) Many companies are planning to launch low priced vehicles.

40. (A) During evening hours roads are overcrowded with vehicles causing very slow
movement of vehicles.
(B) Pollution level in the air has substantially increased in the recent past.

Answers

1. (E) 2. (B) 3. (C) 4. (D) 5. (A) 6. (B) 7. (C) 8. (D) 9. (D) 10. (A) 
11. (D) 12. (A) 13. (C) 14. (C) 15. (E) 16. (D) 17. (B) 18. (A) 19. (D) 20. (C)
21. (E) 22. (A) 23. (B) 24. (B) 25. (D) 26. (C) 27. (A) 28. (D) 29. (B) 30. (E) 
31. (B) 32. (B) 33. (E) 34. (E) 35. (E) 36. (B) 37. (A) 38. (D) 39. (C) 40. (D)

ndian Bank Computer Officers' Exam, 2008 General Awareness : Solved Paper

Computer General Knowledge

1. A passive threat to computer security is—
(1) Malicious Intent
(2) Sabotage
(3) Accident Errors
(4) Espionage Agents
(5) None of these

2. The Secure Electronic Transaction (SET) specification—
(1) is a notice, issued and verified by a certificate authority, that guarantees a user or Web
site is legitimate
(2) provides private-key encryption of all data that passes between a client and a server
(3) allows users to choose an encryption scheme for the data that passes between a client
and a server
(4) uses a public-key encryption to secure credit-card transaction systems
(5) None of these

3. ……………allows wireless mobile devices to access the Internet and its services such
as the Web and e-mail—
(1) TCP/IP
(2) Ethernet
(3)WAP
(4) Token ring
(5) None of these

4. 'DOS' floppy disk does not have—
(1) A Boot Record
(2) A File Allocation Table
(3) A Root Directory
(4) Virtual Memory
(5) BIOS

5. 'MICR' technology used for clearance of cheques by banks refers to—
(1) Magnetic Ink Character Recognition
(2) Magnetic Intelligence Character Recognition
(3) Magnetic Information Cable Recognition
(4) Magnetic Insurance Cases Recognition
(5) None of these

6. All the information collected during database development is stored in a—
(1) repository
(2) data warehouse
(3) RAD
(4) CASE
(5) None of these

7. The……………….component is used by the data analyst to create the queries that
access the database.
(1) data extraction
(2) end-user query tool
(3) end-user presentation tool
(4) data store
(5) None of these

8. A(n)…………….allows network users to share a single copy of software, which
resides on the network server.
(1) single-user license agreement
(2) network site license
(3) end-user license agreement
(4) business software license
(5) None of these

9. A polymorphic virus—
(1) modifies its program code each time it attaches itself to another program or file
(2) is a malicious-logic program that copies itself repeatedly in memory or on a disk drive
until no memory or disk space remains
(3) a malicious-logic program that hides within or looks like a legitimate program
(4) infects a program file, but still reports the size and creation date of the original,
uninfected program
(5) None of these

10. Microwave transmission is used in environments where installing physical
transmission media is—
(1) difficult or impossible and where line-of-sight transmission is unavailable
(2) easy or promising and where line-of-sight transmission is unavailable
(3) difficult or impossible and where line-of-sight transmission is available
(4) easy or promising and where line-of-sight transmission is available
(5) None of these

11. Which is NOT a good Web security strategy?
(1) Restrict access to the Web server; keep a minimum number of ports open
(2) Limit the users who can load software, edit or add files.
(3) Add demo programs, so users can test system without accessing production data.
(4) Remove unnecessary compilers and interpreters.
(5) None of these

12. The altering of data so that it is not usable unless the changes are undone is—
(1) Biometrics
(2) Compression
(3) Encryption
(4) Ergonomics
(5) None of these

13. The word FIP stands for—
(1) File Translate Protocol
(2) File Transit Protocol
(3) File Typing Protocol
(4) File Transfer Protocol
(5) None of these

14. Voice mail—
(1) is the exchange of text messages and computer files transmitted via a communications
network such as a local area network or the Internet
(2) permits users to converse in real time with each other via the computer while
connected to the Internet
(3) functions much like an answering machine, allowing callers to leave a voice message
for the called party
(4) involves using video and computer technology to conduct a meeting between
participants at geographically separate locations
(5) None of these

15. A communication processor that connects dissimilar networks by providing the
translation from one set of protocol to another is—
(1) Bridge
(2) Gateway
(3) Router
(4) Modem
(5) All of these

16. Which of the following is a general-purpose programming language, designed by Sun
Microsystems, and well suited for use on the Web?
(1) VB Script
(2) Java Script
(3) CSS
(4) Java
(5) None of these

17. This.............tier processes HTTP protocol, scripting tasks, performs calculations, and
provides access to data.
(1) Client
(2) Applications/Web server
(3) Enterprise server
(4) DBA
(5) None of these

18. RSA is—
(1) Symmetric Cryptosystem
(2) Asymmetric Cryptosystem
(3) Block Cypher
(4) Digital Signature
(5) None of these

19. A DVD-RAM is similar to a………………except it has storage capacities up to 5.2
GB.
(1) CD-R
(2) floppy disk
(3) CD-RW
(4) hard disk
(5) None of these

20. When you are selecting a mouse for a particular computer system, what is the most
important consideration?
(1) The type of drivers that come with the mouse
(2) The length of the mouse cord
(3) The type of connector the mouse is equipped with
(4) The number of buttons the mouse has
(5) None of these

21. How is power supplied to a low-power USB device?
(1) Through a power cable
(2) From an external power supply
(3) Directly from the computer's power supply
(4) Through the USB cable
(5) None of these

22. All of the following are basic principles of net works, except—
(1) each computer must have a network card
(2) there must be communications media connecting the network hardware devices
(3) there must be at least one connecting device
(4) each computer must have software that supports the movement of information
(5) None of these

23. The………….data mining technique derives rules from real-world case examples.
(1) Rule discover
(2) Signal processing
(3) Neural nets
(4) Case-based reasoning
(5) None of these

24. …………….are used to identify a user who returns to a Website.
(1) Cookies
(2) Plug-ins
(3) Scripts
(4) ASPs
(5) None of these

25. Which one of the following objects is passed to a JavaBean when one of its properties
is set via a JSP action?
(1) Servlet Request
(2) Http Servlet Request
(3) Servlet Response
(4) Http Servlet Response
(5) None of these

26. Programs that automatically submit your search request to several search engines
simultaneously are called—
(1) Metasearch engines
(2) Webcrawlers
(3) Spiders
(4) Hits
(5) None of these

27. Graphical diagrams used to represent different multiple perspectives of a system
include—
(1) use-case, class, and state diagrams
(2) state, interaction, derivative diagrams
(3) interaction, relationship, and class diagrams
(4) deployment, relationship, and use-case diagrams
(5) None of these

28. Database redesign is not terribly difficult if the—
(1) database is structured
(2) database is well-designed
(3) database has no data
(4) database is relatively small
(5) database is relatively large

29. Which of the following are normally used to initialize a computer system's hardware?
(1) Bootstrap memory
(2) Volatile memory
(3) Exteranl mass memory
(4) Static memory
(5) Random access memory

30. If you wanted to locate the hardware address of a local device, which protocol would
you use?
(1) ARP
(2) RARP
(3) ICMP
(4) PING
(5) PONG

31. What is Internet 2?
(1) A new type of cabling system for Wide Area Networks
(2) A second local area network that can connect with another online LAN to share
access
(3) A new standard for Internet browsers
(4) An association to develop advanced Internet technology
(5) None of these

32. The term, "hypertext", means—
(1) Non-sequential writing
(2) Hypermedia
(3) Blinking text
(4) Text with heavy formatting
(5) None of these

33. While searching a website, you have been unable to find information that was on the
site several months ago. What might you do to attempt to locate that information?
(1) Visit Google's cached page to view the older copy.
(2) Forget about it, as there is no way to find this information.
(3) Visit a partner site of the organization to see if it is there.
(4) Use the wayback machine.
(5) None of these

34. Which kind of lock includes a keypad that can be used to control access into areas?
(1) Cipher
(2) Warded
(3) Device
(4) Tumbler
(5) Typelock

35. A……………..sometimes called a boot sector virus, executes when a computer boots
up because it resides in the boot sector of a floppy disk or the master boot record of a
hard disk.
(1) system virus
(2) trojan horse virus
(3) file virus
(4) macro virus
(5) None of these

ANSWERS

1. (1) 2. (4) 3. (3) 4. (4) 5. (1)
6. (2) 7. (2) 8. (2) 9. (1) 10. (4)
11. (4) 12. (3) 13. (1) 14. (3) 15. (2)
16. (2) 17. (1) 18. (4) 19. (3) 20. (3)
21. (4) 22. (2) 23. (3) 24. (1) 25. (3)
26. (1) 27. (1) 28. (1) 29. (5) 30. (1)
31. (4) 32. (2) 33. (3) 34. (4) 35. (1)

Allahabank Bank Probationary Officers Exam , 2008 Computer General Awareness : Solved Paper (Held on 17-08-2008)

Computer General Awareness : Solved Paper

1. Programs from the same developer , sold bundled together , that provide better
integration and share common features , toolbars and menus are known as ....
(A) software suites
(B) integrated software packages
(C) software processing packages
(D) personal information managers
(E) none of these

Ans : (A)

2. A data warehouse is which of the following ?
(A) Can be updated by the end users
(B) Contains numerous naming conventions and formats
(C) Organized around important subject areas
(D) Contains only current data
(E) None of these

Ans : (C)

3. ______________ servers store and manages files for network users.
(A) Authentication
(B) Main
(C) Web
(D) File
(E) None of these

Ans : (D)

4. All of the following are examples of real security and privacy risks Except _____
(A) hackers
(B) spam
(C) viruses
(D) identify theft
(E) None of these

Ans : (B)

5. ___________ terminals (formerly known as cash registers) are often connected to
complex inventory and sales computer systems .
(A) Data
(B) Sales
(C) Query
(D) (Point-of-sale (POS)
(E) None of these

Ans : (B)

6. The OSI model is divided into _______ processes called layers.
(A) five
(B) six
(C) seven
(D) eight
(E) None of these

Ans : (C)

7. System software is the set of programs that enables your computer's hardware devices
and ______ software to work together.
(A) management
(B) processing
(C) utility
(D) application
(E) None of these

Ans : (D)

8. ________ are specially designed computer chips reside inside other devices, such as
your car or your electronic thermostat.
(A) Servers
(B) Embedded computers
(C) Robotic computers
(D) Mainframes
(E) None of these

Ans : (B)

9. The following are all computing devices , except.........
(A) notebook computers
(B) cellular telephones
(C) digital scanners
(D) personal digital assistants
(E) None of these

Ans : (C)

10. in a ring topology , the the computer in possession of the ______ can trasmit data
(A) packet
(B) data
(C) access method
(D) token
(E) None of these

Ans : (D)

11. This part of operating system manages the essential peripherals, such as the keyboard,
screen , disk drives, and parallel and serial ports ____
(A) basic input/output system
(B) secondary input/output system
(C) peripheral input/output system
(D) marginal input/output system
(E) None of these

Ans : (A)

12. ________ Viruses are often transmitted by a floppy disk left in the floppy drive
(A) Trojan horse
(B) Boot sector
(C) Script
(D) Logic bomb
(E) None of these

Ans : (B)

13. ________ controls the way in which the computer system functions and provides a
meAns : by which users can interact with the computer
(A) The platform
(B) Application software
(C) Operating system
(D) The motherboard
(E) None of these

Ans : (C)

14. Servers are computers that provide resources to other computers connected to a
___________
(A) mainframe
(B) network
(C) supercomputer
(D) client
(E) None of these

Ans : (B)

15. A goal of data mining includes which of the following?
(A) To explain some observed event or condition
(B) To confirm that data exists
(C) To analyze data for expected relationships
(D) To create a new data warehouse
(E) None of these

Ans : (A)

16. URL stands for ........
(A) Universal Research List
(B) Universal Resource List
(C) Uniform Resource Locator
(D) Uniform Research Locator
(E) None of these

Ans : (C)

17. A database management system (DBMS) is a ............
(A) hardware system used to create , maintain and provide controlled access to a database
(B) hardware system used to create, maintain, and provide uncontrolled access to a
database.
(C) software system used to create, maintain, and provide uncontrolled access to a
database.
(D) software system used to create, maintain, and provide controlled access to a database.
(E) None of these

Ans : (D)

18. Which of the following is NOT a goal of transaction processing system ?
(A) Capture , process and store transactions
(B) Produce a variety of documents related to routine business activities
(C) Reduce manual effort associated with processing business transactions
(D) Produce standard reports used for management decision making
(E) None of these



19. A Proxy server is used for which of the following?
(A) To provide security against unauthorized users
(B) To process client requests for web pages
(C) To process client requests for database access
(D) To provide TCP/IP
(E) None of these

Ans : (B)

20. When data changes in multiple lists and all lists are not updated, this causes:
(A) data redundancy
(B) information overload
(C) duplicate data
(D) data inconsistency
(E) None of these

Ans : (D)

21. _____________ are words that a programming language has set aside for its own use.

(A) Control worlds
(B) Reserved words
(C) Control structures
(D) Reserved keys
(E) None of these

Ans : (B)

22. What is the primary difference between a virus and a worm?
(A) A worm has the ability to self-propagate from an infected user's computer to other
computers
(B) A worm is usually written by a cracker: Script bunnies do not have the skills to
develop a worm program
(C) A virus is very harmful to the computers it infects : a worm is not a serious a problem
(D) Anti-virus software is effective in fighting viruses but not worms
(E) None of these


23. ______ describe what is database fields.
(A) Structures
(B) Field markers
(C) Field definition
(D) Field names
(E) None of these

Ans : (D)

24. You must install a (n) ____________ on a network if you want to share a broadband
Internet connection.
(A) router
(B) modem
(C) node
(D) cable
(E) None of these

Ans : (A)

25. A goal of normalization is to __________
(A) minimize the number of relationships
(B) minimize the number of entities
(C) minimize the number of tables
(D) minimize the number of redundancy
(E) None of these

Ans : (D)

26. Granting an outside organization access to internet web pages is often implemented
using a (n) ____
(A) extranet
(B) intranet
(C) internet
(D) hacker
(E) None of these

Ans : (A)

27. Which term identifies a specific computer on the web and the main page of the entire
site
(A) URL
(B) Web site address
(C) Hyperlink
(D) Domain name
(E) None of these

Ans : (A)

28. The code that relational database management systems use to perform their database
task is referred to as .....
(A) QBE
(B) SQL
(C) OLAP
(D) Sequel Server
(E) None of these

Ans : (B)

29. Chip is a common nickname for a (n):
(A) transistor
(B) resistor
(C) integrated circuit
(D) semiconductor
(E) None of these

Ans : (C)

30. The purpose of the primary key in a database is to:
(A) unlock the database
(B) provide a map of the data
(C) uniquely identify a record
(D) establish constraints on database operations.
(E) None of these

Ans : (B)

31. A _________ contains specific rules and words that express the logical steps of an
algorithm.
(A) programming language
(B) syntax
(C) programming structure
(D) logic chart
(E) None of these

32. The design of the network is called the network:
(A) architecture
(B) server
(C) transmission
(D) type
(E) None of these

Ans : (A)

33. The most frequently used instructions of a computer program are likely to be fetched
from:
(A) the hard disk
(B) cache memory
(C) RAM
(D) registers
(E) None of these

Ans : (B)

34. The ____________ contains data descriptions and defines the name, data type, and
length of each field in the database.
(A) data dictionary
(B) data table
(C) data record
(D) data field
(E) None of these

Ans : (A)

35. Personal logs or journal entries posted on the Web are known as:
(A) listservs
(B) Webcasts
(C) blogs
(D) subject directories
(E) None of these

Ans : (C)

36. A(n) _______ uses pictures (called icons) and menus displayed on the screen to send
commands to the computer system.
(A) command - based user interface
(B) GUI
(C) system utility
(D) API
(E) None of these

Ans : (B)

37. The _____ manual tells you how to use a software program.
(A) documentation
(B) programming
(C) technical
(D) user
(E) None of these

38. Which of the following is NOT a type of broadband Internet connection?
(A) Cable
(B) DSL
(C) Dial-up
(D) Satellite
(E) None of these

Ans : (C)

39. Software, such as viruses, worms and Trojan horses, that has a malicious intent, is
known as:
(A) spyware
(B) adware
(C) spam
(D) malware
(E) None of these

Ans : (D)

40. Making a field ______ meAns : that it cannot be left blank.
(A) numeric
(B) required
(C) calculated
(D) validated
(E) None of these

Ans : (B)

41. _________ is the process of finding errors in software code.
(A) Debugging
(B) Compiling
(C) Testing
(D) Running
(E) None pf these

42. ____________ are viruses that are triggered by the passage of time or on a certain
date.
(A) Boot-sector viruses
(B) Macro viruses
(C) Time bombs
(D) Worms
(E) None of these

Ans : (C)

43. Linux is a (n) ____________ operating system.

(A) open-source
(B) Microsoft
(C) Windows
(D) Mac
(E) None of these

Ans : (A)

44. What is a backup?
(A) Restoring the information backup
(B) An exact copy of a system's information
(C) The ability to get a system up and running in the event of a system crash or failure
(D) All of these
(E) None of these

Ans : (D)

45. Which of the following places the common data elements in order from smallest to
largest
(A) character, file, record, field, database
(B) character, record, field, database, file
(C) character, field, record, file, database
(D) Bit, byte, character, record, field, file, database,
(E) None of these

Ans : (C)

46. The internet is ......
(A) a large network of networks
(B) an internal communication system for a business
(C) a communication system for the Indian government
(D) All of these
(E) None of these

Ans : (D)

47. ____________ are lists of commands that appear on the screen.
(A) GUIs
(B) Icons
(C) Menus
(D) Windows
(E) None of these

Ans : (C)

48. Which of the following statements is FALSE concerning file names?
(A) Files may share the same name or the same extension but not both
(B) Every file in the same folder must have a unique name
(C) File extension is another name for file type
(D) The file extension comes before the dot (.) followed by the file name
(E) None of these

Ans : (D)

49. Verification of a login name and password is known as:
(A) configuration
(B) accessibility
(C) authentication
(D) logging in
(E) None of these

Ans : (C)

50. Which of the following would most likely NOT be a symptom of a virus?
(A) Existing program files and icons disappear.
(B) The CD-ROM stops functioning.
(C) The Web browser opens to an unusual home page.
(D) Odd messages or images are displayed on the screen.
(E) None of these

Ans : (B)

State Bank of India Clerical Cadre Recruitment Exam., 2008 General Awareness : Solved Paper

General Awareness

1. Which of the following Departments of the Govt. of India is helping banks in disbursement
of rural credit by the banks ?
(A) Railways
(B) State Road Transports
(C) Post and Telegraph
(D) Ministry of Health
(E) None of these
2. Which of the following organization/agencies has established a fund known as
‘Investor protection fund’ ?
(A) SEBI
(B) NABARD
(C) Bombay Stock Exchange
(D) AMFI
(E) None of these
3. Who amongst the following is the Head of the RBI at present ?
(A) Mr. K.V. Kamath
(B) Dr. Y.V. Reddey
(C) Mr. N.R. Narayanamurthy
(D) Mr. O.P. Bhatt
(E) None of these
4. Majority of Rural people still prefer to go to which of the following for their credit
needs ?

(A) Money Lenders
(B) Foreign Banks
(C) NABARD
(D) RBI
(E) All of these
5. India has different categories of Commercial Banks. Which of the following is NOT
one such category ?
(A) Private Banks
(B) Commodity Banks
(C) Nationalized Banks
(D) Co-operative Banks
(E) Foreign Banks
6. Which of the following types of Banks are allowed to operate foreign currency
accounts ?
(1) Foreign Banks
(2) Regional Rural Banks
(3) Nationalized Banks
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
7. Which of the following countries does not play International cricket ?
(A) Russia
(B) England
(C) South Africa
(D) Pakistan
(E) India
8. The money which Govt. of India spends on the development of infrastructure in
country comes from which of the following sources ? [Pick up the correct statement (s)]
(1) Loan from World Bank/ADB etc.
(2 Taxes collected from the people.
(3) Loan from the RBI.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3
9. The Securities and Exchange Board of India (SEBI) recently imposed a restriction on
money flow in equity through ‘P-Notes’. What is the full form of ‘P-Notes’ ?
(A) Permanent Notes

(B) Purchase-Notes
(C) Participatory-Notes
(D) Private Notes
(E) None of these
10. Who amongst the following was the Captain of the Indian Cricket Team who won the
Twenty-20 World Cup–2007 ?
(A) Yuvraj Singh
(B) M.S. Dhoni
(C) Rahul Dravid
(D) Saurav Ganguly
(E) None of these
11. Many times we read in financial newspapers about ‘FII’. What is the full form of FII
?
(A) Final Investment in India
(B) Foreign Investment in India
(C) Formal Investment in India
(D) Fair Institutional Investment
(E) Foreign Institutional Investment
12. Benazir Bhutto is associated with which of the following political parties ?
(A) Muslim League
(B) Pakistan Peoples Party
(C) Pakistan National Congress
(D) Islamic Movement of Pakistan
(E) None of these
13. One of the former Prime Ministers of which of the following countries was detained
in house arrest for a short period after his/her return from a long exile ?
(A) Germany
(B) France
(C) Pakistan
(D) Brazil
(E) None of these
14. Who amongst the following leaders from USA visited Israel and Palestinian West
Bank so that a solution to the Israel and Palestinian problem can be worked out ?
(A) George Bush
(B) Al Gore
(C) Bill Clinton
(D) Condeleeza Rice
(E) None of these
15. Justine Henin won the Women's singles US Open Tennis championship-2007 after
defeat-ing—

(A) Svetlana Kuznetsova
(B) Sania Mirza
(C) Dinara Safina
(D) Mathalie Dechy
(E) None of these
16. As reported in papers the UN World Food Programmes stopped distributing food in
Mogadishu town after its local head was abducted by the government soldiers of the
country. Mogadishu is the capital town of—
(A) Tanzania
(B) Turkey
(C) Cuba
(D) Libya
(E) Somalia
17. The financial markets of which of the follow-ing countries were badly affected by
sub-prime crisis ?
(A) Russia
(B) Brazil
(C) UK
(D) USA
(E) None of these
18. Which of the following countries in the world is the biggest consumer of gold ?
(A) USA
(B) Bangladesh
(C) Russia
(D) India
(E) None of these
19. Which of the following countries is NOT happy with the USA's decision to award a
Congressional Medal to Dalai Lama of Tibet ?
(A) India
(B) Pakistan
(C) Nepal
(D) Myanmar
(E) China
20. Which of the following countries recently decided to launch a military action in
Northern Iraq where many Kurdish PKK fighters are based and they are killing people
from that country ?
(A) India
(B) Afghanistan
(C) Pakistan
(D) Bangladesh
(E) Turkey

21. Dr. Manmohan Singh called George Bush to explain the difficulties he is having in
imple-menting agreements related with which of the following with USA ?
(A) Supply of Sugar
(B) Civilian Nuclear Co-operation
(C) Purchase of Fighter Planes
(D) Purchase of Gas/petroleum
(E) None of these
22. Which of the following countries is facing a problem of strike by the workers of the
transport, electricity and gas companies as the present Govt. of the country has decided to
end the pension to these workers ?
(A) USA
(B) France
(C) China
(D) Nepal
(E) None of these
23. Who amongst the following is the Secretary general of UNO ?
(A) Al Gore
(B) Shashi Tharoor
(C) Gordon Brown
(D) Hugo Chavez
(E) None of these
24. The ‘Orange Coalition Govt.’ was formed once again in which of the following
countries ?
(A) Russia
(B) Ukraine
(C) France
(D) Germany
(E) None of these
25. Which of the following countries is NOT elected by the UN General assembly on the
non-permanent seats of the UN Security Council w.e.f. January 2008 ?
(A) Libya
(B) Vietnam
(C) Croatia
(D) Costa Rica
(E) Pakistan
26. The Govt. of India put a ban on export of which of the following commodities at the
price below the price of the same in domestic market ?
(A) Steel
(B) Chemical Fertilizer
(C) Pharma products
(D) Electronic Goods
(E) None of these
27. India launched which of the following Satellites in September 2007 ?
(A) EDUSAT
(B) MATSAT
(C) CROSAT-IIB
(D) INSAT-4CR
(E) None of these
28. As per the recent agreement between India and one other country the Indian Rupee
can be easily swapped with—
(A) Taka
(B) Riel
(C) Kyat
(D) Yen
(E) Rubbel
29. India won the ONGC Nehru Cup Football Tournament 2007 by beating—
(A) Syria
(B) Pakistan
(C) Britain
(D) France
(E) None of these
30. Abdullah Gul's name was in news recently as he has taken over as the President of—
(A) Turkey
(B) Sudan
(C) Afghanistan
(D) Pakistan
(E) None of these
31. Hem Dutta who was honoured by the presti-gious Rajiv Gandhi National
Sadbhawana Award 2007 is a famous—
(A) Author
(B) Social activist
(C) Player
(D) Film producer
(E) Scientist
32. Who amongst the following is selected for Basava Award (2006-07) by the Karnataka
Government ?
(A) Dr. Manmohan Singh
(B) A.P.J. Abdul Kalam
(C) Sonia Gandhi
(D) Pratibha Patil
(E) None of these
33. Asia Pacific Economic Co-operation Business Meet was organized in September
2007 in—
(A) New Delhi
(B) Beijing
(C) Tokyo
(D) London
(E) Sydney
34. The World Athletics Championship 2007 was organized in—
(A) Beijing
(B) New Delhi
(C) Osaka
(D) Dhaka
(E) London
35. Who amongst the following was the Captain of the Indian Hockey team who won
Asia Cup 2007 held in Chennai ?
(A) Baichung Bhutia
(B) Dilip Tirkey
(C) Pankaj Adwani
(D) Manavjit Singh Sandhu
(E) None of these
36. Which of the following is a public sector unit ?
(A) TCS
(B) ICICI Bank
(C) TESCO
(D) BHEL
(E) All of these
37. India's Foreign Exchange Reserve declined sharply in recent past. What was the main
reason for the same ?
(A) Heavy demand of the same by foreign tourists
(B) Import of wheat from Pakistan and S. Korea
(C) Appreciation of Rupee Value
(D) Instability in Coalition Govt. in Centre
(E) None of these
38. Shinzo Abe who was on a visit to India in recent past is the—
(A) Prime Minister of South Korea
(B) Prime Minister of North Korea
(C) Prime Minister of Japan
(D) President of South Korea
(E) None of these

39. Asafa Powell who created a new World Record in 100 metres race is a citizen of—
(A) Jamaica
(B) South Africa
(C) India
(D) USA
(E) South Korea
40. Who amongst the following got third position in long jump event of the Bayer
International Athletics meet held in Germany in 2007 ?
(A) Shiny Wilson
(B) Anju Bobby George
(C) Neha Sanwal
(D) Prajakta Sawant
(E) None of these

Answers with Hints 

1. (E) 2. (C)
3. (B) Yaga Venugopal Reddy is the current Governor of the Reserve Bank of India
(RBI). Reddy is an Indian Administrative Service (IAS) officer of the 1964 batch. Prior
to joining the IAS, he worked as a Lecturer from 1961. He holds a Ph.D from Osmania
University, Hyderabad and was a visiting faculty at the Osmania University and the
London School of Economics. He has held post of Banking Secretary. In 1996, he was
appointed Deputy Governor of RBI. He has also worked with the Inter National
Monetary Fund, the highest position being Executive Director in 2002.
4. (A) 5. (B) 6. (C) 7. (A) 8. (E) 9. (C)
10. (B) Mahendra Singh Dhoni is a Kumaoni Rajput born in (Almora) Uttarakhand. M.S.
Dhoni is an Indian Cricketer and the Current Captain of Indian Twenty-20 and ODI team.
Under his captaincy, India won the 2007 ICC world Twenty-20.
11. (E) Foreign Institutional Investor–FII. An investor or investment fund that is from or
registered in a country outside of the one in which it is currently investing. Institutional
investors include hedge funds. Insurance companies, pension funds and mutual funds.
The term-FII is used most commonly in India to refer to outside companies investing in
the Financial Markets of India. Inter National institutional investors must register with
the securities and Exchange Board of India to participate in the market. One of the Major
Market regulations pertaining to FIIs involves placing limits on FII ownership in Indian
Companies.
12. (B) The Pakistan Peoples Party (PPP) is a centre-left Political Party in Pakistan
affiliated to the Socialist Inter National. The leader was, until her death by assassination.
Chairwoman Benazir Bhutto. The party was founded in 1967, on November 30 and
Zulfikar Ali Bhutto its first Chairman. The party creed is “Islam is our faith, democracy

is our Politics, Socialism is our economy, all power to the people”.
13. (C) 14. (A) 15. (A) 16. (E) 17. (D) 18. (D) 19. (E) 20. (E) 21. (B) 22. (B) 23. (E) 24.
(B)
25. (E) The UN General Assembly elected Burkina Faso, Costa Rica, Croatia, Libya and
Vietnam to serve as Non-permanent Members of the security council for two-years, terms
starting 1 January, 2008.
26. (E)
27. (D) India launched its largest rocket Geosyn-chronous Satellite Launch Vehicle,
GSLV-F04, carrying communication satellite INSA T-4CR. 18th satellite in the INSAT
series, from the Satish Dahwan space centre at Sriharikota in Andhra Pradesh on
September 2, 2007. The INSAT-4CR, weighing 2,130 kg, is the heaviest satellite
launched by the ISRO. It has 12 high power ku-band Transponders, which would be used
for Direct-to-home (DTH) Telecast, Video-Picture Transmission, Telecasting News live
using a satellite and business communications. It has a mission life of 10 years.
28. (E) 29. (A)
30. (A) Abdulla Gul is the 11th President of Republic of Turkey, serving in that office
since 28 August, 2007. He previously served for five months as Prime Minister (2002-
03), and as Foreign Minister from 2003 to 2007.
31. (B) Hem Dutta, the 63–year old activist from Assam, was honoured with the
prestigious Rajiv Gandhi National Sadbhavana Award–2006. Committed to the cause of
peace and Non-violence in Assam, Mr. Dutta has been involved with grassroots work in
building communal harmony among people living in Assam.
32. (B) 33. (E) 34. (C) 35. (E)
36. (D) BHEL or Bharat Heavy Electricals Limi-ted is a gas and steam turbine
manufacturer in India. It is one of India's largest Public Sector Undertaking or PSUs,
known as the Navratnas or ‘The nine Jewels’.
37. (C)
38. (C) Shinzo Abe was the 90th Prime Minister of Japan, elected by a special session of
the National Diet on 26 September, 2006. He was Japan's youngest Post-World War II
Prime Minister and the first born after the war. He resigned abruptly on 12 September,
2007 after months of Mounting political pressure. He was replaced by Yasuo Fukuda,
now the 91st Prime Minister of Japan.
39. (A) Asafa Powell is a Jumaican sprinter who currently holds the 100 M world record
with a time of 9•74 seconds.

40. (B) Anju Bobby George got third position in long jump event of the Bayer
International Athletics meet at Lever Kusen, Germany. Anju jumped 6•51 m on her third
attempt to take the third place behind Portuguese Naide Gomes (6•83 m) and German
Bianca Kapler (6•37 m). Anju also had two jumps of 6•48 and one of 6•39 apart from two
fouls.

SBI Clerical Cadre Recruitment Exam, 2008 : General Awareness (Solved)

General Awareness

1. Who amongst the following is the author of the book ‘Shame’?
(A) Chandar S. Sundaram
(B) Namita Gokhale
(C) Jaswindar Sanghara
(D) Anita Desai
(E) None of these
2. As per the reports published by the ‘Organization for Economic Co-operation and
Development (OECD)’ has generated maximum new jobs in the past few years?
(A) China
(B) Russia
(C) India
(D) Brazil
(E) None of these
3. Mr. Digambar V. Kamat took over as which of the following in 2007?
(A) Governor of Goa
(B) Chief Minister of Goa
(C) Governor of Meghalaya
(D) Governor of Rajasthan
(E) None of these

4. Who amongst the following Indians was awarded King Charles II Medal by the UK in
2007?
(A) Dr. Manmohan Singh
(B) Smt. Sonia Gandhi
(C) Dr. A. P. J. Abdul Kalam
(D) Smt. Vasundhara Raje
(E) None of these
5. Miss Riyo Mori who was crowned as Miss Universe 2007 belongs to which of the
following countries?
(A) Japan
(B) U.S.A
(C) China
(D) Singapore
(E) South Korea
6. Which of the following countries has decided to build a road to the base camp of Mt.
Everest?
(A) India
(B) China
(C) Nepal
(D) Myanmar
(E) None of these
7. ‘Bharti-Airtel’, the largest mobile company of India joined the elite club of companies
earning profits of more than US $1 billion. What was the net profit of the Company in the
year 2006-07?
About –
(A) Rs. 3500 crores
(B) Rs. 4000 crores
(C) Rs. 4250 cores
(D) Rs. 4450 crores
(E) Rs. 4500 crores
8. ‘SEBI’ bans some companies for their role in ‘F&O Scam’, was the news in some
major newspapers in 2007. What is the full form of ‘F&O’?
(A) Fair & Optimum
(B) Free & Operational
(C) Future & Operations
(D) Future & Options
(E) None of these
9. Which of the following African countries launched its communication satellite in 2007
for the first time?
(A) Nigeria

(B) Kenya
(C) Zimbabwe
(D) Mauritius
(E) None of these
10. The President of Brazil was on a visit to India in 2007 where he signed several trade
agreements. Which of the following has been the major area of trade relations between
the two countries?
(A) Oil exploration
(B) Supply of agro products
(C) Production of nuclear fuel
(D) Import of electronic goods
(E) None of these
11. The World Islamic Economic Forum was held in 2007 in
(A) Malaysia
(B) Kuwait
(C) Iran
(D) Brazil
(E) Indonesia
12. In an important meeting of the National Development Council held in New Delhi the
Prime Minister of India made a special mention of a particular sector of Indian economy
which in his opinion was suffering from a “Technological Fatigue for lack of break
through in production”. He was talking of which of the following sectors?
(A) Agriculture Sector
(B) Oil Sector
(C) Service Sector
(D) Defence Sector
(E) None of these
13. Which of the following was the major issue of discussion in the G-8 Summit held in
Germany in 2007?
(A) Subsidy to agro products
(B) Climate protection
(C) Financial aid to Iraq
(D) Nuclear Technology and possibility of space war
(E) None of these
14. As per the Economic Survey 2006-07 India’s share in World Export has been
(A) 0.5%
(B) 0.75%
(C) 1%
(D) 1.25%
(E) 1.5%

15. How much amount approximately the Govt. of India planned to provide for Mid Day
Meal Scheme? (As per Budget 2007-08)
(A) Rs. 5,000 crores
(B) Rs. 6,000 crores
(C) Rs. 7,300 crores
(D) Rs. 8,000 crores
(E) Rs. 8,300 crores
16. As per the figures given in the newspapers what is the approximate investment in
various ‘Special Economic Zones’ till date in India?
(A) Rs. 20,000 crores
(B) Rs. 25,000 crores
(C) Rs. 30,000 crores
(D) Rs. 35,000 crores
(E) Rs. 40,000 crores
17. Who amongst the following is the author of the famous classical book “A Passage to
India”?
(A) Mark Twain
(B) Nayantara Sehgal
(C) Nirad C. Choudhuri
(D) E. M. Foster
(E) None of these
18. The Government of India has bought RBI’s entire stake in the State Bank of India in
about Rs. 35, 531 crores. What is the share of the RBI in total snake of the State Bank?
About -
(A) 40%
(B) 48%
(C) 50%
(D) 52%
(E) 60%
19. Which of the following countries has offered knighthood to Salman Rushdie?
(A) France
(B) Italy
(C) Germany
(D) U.K.
(E) None of these
20. As per Union Budget 2007-08 how much amount the Government of India provided
for Women Specific Schemes/Programmes for 2007-08?
(A) Rs. 7,700 crores
(B) Rs. 8,700 crores
(C) Rs. 9,300 crores
(D) Rs. 10,000 crores
(E) Rs. 10,500 crores

Answers 

1. (C) 2. (C) 3. (B) 4. (C) 5. (A)
6. (B) 7. (C) 8. (D) 9. (A) 10. (A)
11. (A) 12. (A) 13. (B) 14. (C) 15. (C)
16. (D) 17. (D) 18. (E) 19. (D) 20. (B)

Bank of Maharashtra Probationary Officers Exam, 2008 : General Awareness (Solved)(Held on 25-5-2008)

General Awareness

1. The Govt. of India has taken a decision to open three more IITs during the year 2008-
09. These IITs will be in which of the following groups of States ?
(A) Bihar, Rajasthan, Andhra Pradesh
(B) Andhra Pradesh, Orissa, Karnataka
(C) Karnataka, Tamil Nadu, Kerala
(D) Uttar Pradesh, Madhya Pradesh, Bihar
(E) None of these

Ans : (A)

2. Which of the following is/are not the highlights of the Union Budget 2008-09 ?
1. A Risk Capital Fund is to be set up and maintained by one of the financial institutes.
2. Allocation for Defence is reduced by 10% to make it Rs. 10,000 crore.
3. Several new schemes to be introduced for providing social security to the people in
unorganized sectors.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

Ans : (B)

3. To help farming community the Govt. of India has decided to raise the Minimum
support price of paddy for current Kharif marketing season. What is that price ?
(A) Rs. 800 per quintal
(B) Rs. 900 per quintal
(C) Rs. 950 per quintal
(D) Rs. 1200 per quintal
(E) None of these

Ans : (E)

4. Which of the following is the correct definition of the term commercial papers ?
1. It is nothing but the popular name of the Judicial stamp papers used to register
financial transactions.
2. It is one of the instruments through which Corporates raise debt from the market.
3. It is the name of the ‘Certificate of Deposits’ provided by the Banks to its retail
customers.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

Ans : (B)

5. As per the decision taken by the Govt. of India two financial inclusion funds are set up
with an overall corpus of Rs. 500 crore each. These funds-Financial Inclusion Fund and
Financial Inclusion Technology Fund are to be set up by the initial contribution made by
the……
(A) SIDBI, NABARD and UTI
(B) NABARD, UTI and RBI
(C) Govt. of India, NABARD and RBI
(D) SIDBI, Govt. of India and IDBI Bank
(E) None of these

Ans : (C)

6. As per the Railway Budget 2008-09 the Operating ratio of Railways is pitched at
which of the following levels ? Approximately……
(A) 70%
(B) 75%
(C) 98%
(D) 90%
(E) 81%

Ans : (E)

7. As per the Govt. policy the provision of the subsidy for interest subvention to cooperative
Sugar Mills is done by which of the following agencies / organizations ?
(A) Commission for Agricultural costs and prices
(B) National Bank for Agriculture and Rural Development
(C) Ministry of Agriculture
(D) National Commission on Farmers
(E) None of these

Ans : (B)

8. Banks these days have launched a new scheme product known as ‘Reverse Mortgage’.
The scheme is designed keeping which of the following groups of society in
consideration ?
(A) Youngsters who have just started earning
(B) Defence personnel whose life is always at high risk
(C) Senior Citizen
(D) Women who do not have independent source of income
(E) None of these

Ans : (C)

9. As per the new figures released in recent past what has been the ratio of taxes to Gross
Domestic Product (Tax-GDP) in 2007-08 ? Approximately……
(A) 8%
(B) 9%
(C) 10%
(D) 11•5%
(E) 12•5%

Ans : (E)

10. Many a times we read in the newspapers a term ‘Hot Money’. Which of the
following is the correct definition of Hot Money ?
1. This is the fund which is dumped into a country to get the advantage of a favourable
interest rate and hence brings higher returns.
2. This is the fund which is provided by a bank in US $ at very short notice and at a very
high rate of interest and for a longer period of repayment.
3. This is the fund which is pushed into market through Hawala or some other such
illegal methods and sometimes referred also as Black Money.
(A) Only 1 is correct
(B) Both 1 and 2 are correct
(C) Only 3 is correct
(D) Both 1 and 3 are true
(E) Only 2 is correct

Ans : (A)

11. As per the report released in the press the Govt. of India has done a study on Special
Economic Zones. Which of the following is/are the highlights of the reports ?
1. Report says that SEZs should not be given much preference by the policy makers.
2. Study says that the end benefit in the next few years may be of the tune of Rs. 1,50,000
crores which will be much higher than the estimated revenue losses.
3. Since new SEZs are developed by the Private Sector the investment for infrastructural
development is like a net saving for the Govt.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) None of these

Ans : (C)

12. As per the new figures released by the Govt. agencies the Foreign Direct Investment
inflow to India is at higher level and has increased substantially in recent past. Which of
the following is/are the contributory factors which has/have helped in this record growth
?
1. Progressive delicensing of various sectors.
2. Simplification of business procedures in India.
3. Sub Prime crisis in USA.
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) Only 3
(E) All 1, 2 and 3

Ans : (C)

13. Which of the following Companies has got “Navratna Status’ recently ?
(A) National Mineral Development
Corporation (NMDC)
(B) National Textile Corporation (NTC)
(C) Maruti Udyog Ltd.
(D) IDBI Bank Ltd.
(E) None of these

Ans : (A)

14. The real return to the investor sometimes gets reduced due to sudden rise in the prices
of the commodities. This phenomenon in financial market is known as…
(A) Market risk
(B) Inflation risk
(C) Credit risk
(D) Diversification of funds
(E) None of these

Ans : (B)

15. In the recent times the RBI and Securities and Exchange Board of India (SEBI) have
taken various steps to control the flow of capital in Indian economy. Which of the
following is/are not included in these step(s) ?
1. Guidelines are issued to restrict unregulated overseas investors through ‘p-notes’.
2. Rs. 60,000 crores out of this fund is being provided to waive the loans on farmers.
3. Borrowers raising external commercial borrowings of over $ 20 million would have to
park the proceeds overseas for use as foreign currency expenditure.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) All 1, 2 and 3

Ans : (E)

16. Which of the following countries has recently made an agreement with the World
Trade Organization which will allow it to join the same as a permanent member ?
(A) Russia
(B) Afghanistan
(C) Zambia
(D) Uganda
(E) Ukraine

Ans : (E)

17. Prime Minister of India on his visit to China a few months back signed a detailed
agreement with the same. What is/are the major highlights of the agreement ?
1. Both the countries agreed to continue high level exchange of views. Indian President is
invited to China.
2. India to host joint military exercise in 2008.
3. India has decided to raise the issue of Tibet in UNO. China has agreed for the same.
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) Only 3
(E) All 1, 2 and 3

Ans : (C)

18. As per the reports in the leading newspapers Securities and Exchange Board of India
(SEBI) has asked the Mutual Fund industry to stop ‘Misselling’ their schemes to
investors. What is ‘Misselling’ of products ?
1. Misselling takes place when mutual funds are sold without telling the likely returns.
2. When agents sell the products without telling investors what are the risks involved in
investing in mutual funds.
3. When agents invest somebody’s money in mutual funds without their knowledge, it is
called misselling.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

Ans : (B)

19. As per the news report SEBI has allowed short selling by FIs/MFs from February 1,
2008. What is ‘short selling’ ?
1. Selling of shares that the seller does not own at the time of trading.
2. Selling of shares on the same day or on the day they were allotted to the trader.
3. Selling of shares on a much lower price due to turbulent market situations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

Ans : (A)

20. Which of the following countries is governed by the Norweigianmediated ceasefire
Agreement to end its dispute with a group of rebellions ?
(A) Nepal
(B) Myanmar
(C) Afghanistan
(D) Sri Lanka
(E) None of these

Ans : (D)


21. The USA, as reported in the leading newspapers is proceeding towards ‘recession’.
What happens when an economy goes in the grip of ‘recession’ ?
1. GDP growth slows down.
2. People lose their jobs.
3. Foreign exchange reserve goes up substantially as lot of loans/grants start pouring in.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) None of these

Ans : (D)

22. The Sensitive Index of the Bombay Stock Exchange keeps on changing positively and
negatively both. Which of the following is/are the main reasons which contribute for this
sudden change in the same ?
1. Higher GDP Growth.
2. Continuous Foreign Funds Flow.
3. High Volume of Forex Reserves.
4. Recession in USA.
(A) Only 1 and 2
(B) Only 2 and 3
(C) Only 3 and 4
(D) Only 2
(E) All 1, 2, 3 and 4

Ans : (B)

23. The Jerusalem and Palestine made an agreement on their peace negotiations. Which
of the following is/are the points included in the agreement ?
1. There should be an end to the occupation that began in 1967.
2. The agreement must establish Palestine as a homeland for the Palestinian people just as
Israel is the homeland for Jewish people.
3. All the disputes should be solved with the mutual talks only and in presence of US
Observers.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) None of these

Ans : (D)

24. Who amongst the following agreed to supply aircraft carrier ‘Gorshkov’ to India for
its defence services ?
(A) Russia
(B) France
(C) Germany
(D) Italy
(E) None of these

Ans : (A)

25. The Govt. of India has decided to set up a Committee to redraft Right to Education
Bill 2005.
What was/were the objection(s) owing to which Govt. has to redraft the bill ?
1. State Governments are required to spend more money on education. Since education is
the responsibility of centre and state both, expenditure should be shared equally by both
of them.
2. States were advised to ensure that a school is available at the distance of one km for
each child.
3. Children in Central schools are not allowed to get free education whereas schools run
by States were asked to ensure that.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) All 1, 2 and 3

Ans : (B)

26. As per newspaper reports outsourcing has become a profitable business in India and
countries like China are trying to learn about it from India. What are the main factors
which has/have helped India in attaining this position ?
1. Availability of skilled manpower in abundance.
2. Knowledge of English language.
3. A switch over from farming to other sectors which are creating more job opportunities.
(A) Only 1
(B) Only 2
(C) Both 1 and 2
(D) Only 3
(E) All 1, 2 and 3

Ans : (C)

27. Who amongst the following established the ‘Anandvan’ a rehabilitation centre for
Leprosy patients in Maharashtra ?
(A) Baba Amte
(B) Pandurang Shashtri Athawle
(C) Medha Patkar
(D) Asaram Babu
(E) None of these

Ans : (A)

28. Thaksin Shinawatra’s name is associated with which of the following countries ?
(A) Singapore
(B) Thailand
(C) North Korea
(D) South Korea
(E) None of these

Ans : (B)

29. Bhupen Hazarika is the recipient of the Life Time Achievement Award and is
provided the status of a Cabinet Minister. Which of the following State Govt. has
honoured him in this manner ?
(A) Orissa
(B) Assam
(C) West Bengal
(D) Maharashtra
(E) None of these

Ans : (B)

30. The first ever Youth Olympic Games are scheduled to be held in 2010. These games
will be organized in……
(A) Moscow
(B) New Delhi
(C) Beijing
(D) Kuala Lumpur
(E) None of these

Ans : (E)

31. Who amongst the following has taken over as the President of Serbia ?
(A) Raul Castro
(B) Steven Spielberg
(C) Boris Tadic
(D) Joes Manuel Ramos Horta
(E) None of these

Ans : (C)

32. International Desert Festival 2008 was organized in February 2008 in……
(A) Bhuj
(B) Ganganagar
(C) Bikaner
(D) Jaiselmer
(E) None of these

Ans : (D)

33. Who amongst the following is the recipient of the ‘Kishore Kumar Award’ given by
the Madhya Pradesh Govt. ?
(A) Shabana Azmi
(B) Amitabh Bachchan
(C) Manoj Kumar
(D) Dev Anand
(E) None of these

Ans : (C)

34. The Under 19 Cricket World Cup 2008 was won by which of the following teams ?
(A) Malaysia
(B) India
(C) Pakistan
(D) Australia
(E) England

Ans : (B)

35. Why was the name of Anatolyevich Medvedev in news recently ?
(A) He has taken over as the President of Russia
(B) He has taken over as the Prime Minister of Russia
(C) He is the new President of South Korea
(D) He is the new Prime Minister of South Korea
(E) None of these

Ans : (A)

36. Who amongst the following was the Chief Guest in India’s Republic Day function ?
(A) Samak Sundaravej
(B) Gordon Brown
(C) Boris Tadic
(D) Nicolas Sarkozy
(E) None of these

Ans : (D)

37. The General Elections in Iran are due in 2008. Iran elects its Parliament for a period
of……
(A) 2 years only
(B) 3 years only
(C) 4 years only
(D) 5 years only
(E) 6 years only

Ans : (C)

38. Which of the following states tops in primary, upper primary education in India ?
(A) Tamil Nadu
(B) Haryana
(C) Gujarat
(D) Kerala
(E) None of these

Ans : (D)

39. Who amongst the following is the recipient of Padma Vibhushan given away recently
?
(A) Anu Malik
(B) Shan
(C) Asha Bhosle
(D) Sonu Nigam
(E) None of these

Ans : (C)

40. Luciana Aymar who was adjudged the World Hockey Player 2007 is from which of
the following countries ?
(A) Germany
(B) Argentina
(C) Italy
(D) Russia
(E) None of these

Ans : (B)

41. Which of the following State Governments has decided to provide ownership Rights
to Tribals over forest land being cultivated by them since last 10 years.
(A) Madhya Pradesh
(B) Uttar Pradesh
(C) Maharashtra
(D) Andhra Pradesh
(E) None of these

Ans : (A)

42. Who amongst the following players has completed 16000 runs in One day
International Cricket matches recently ?
(A) Anil Kumble
(B) Rahul Dravid
(C) Sourav Ganguly
(D) Irfan Pathan
(E) Sachin Tendulkar

Ans : (E)

43. The 11th Five Year Plan wishes to raise the existing 2% growth in agriculture and
allied activities to which of the followings levels by the year 2012 ?
(A) 8%
(B) 6%
(C) 5%
(D) 4%
(E) None of these

Ans : (D)

44. As a policy the Reserve Bank of India wishes to contain inflation at which of the
following levels ?
(A) 5%
(B) 4.5%
(C) 4%
(D) 6%
(E) None of these

Ans : (A)

45. The current trend in Agricultural sector in India is a matter of concern for the policy
makers these days as it is not showing the expected results. What is/are the major areas of
problem(s) being faced by the farmers ?
1. Irrigation facilities are not enough.
2. Use of chemical fertilizers has badly affected the fertility of the land.
3. Govt. has reduced the subsidy in the farming sector. Hence it is no more a profitable
activity.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these

Ans : (A)

46. Which of the following committees recommended the revival of Cooperative Credit
institutions in states ?
(A) Vaidyanathan Committee
(B) Rangarajan Committee
(C) Sachchar Committee
(D) Rakesh Mohan Committee
(E) None of these

Ans : (A)

47. ‘World Day for Water’ is observed on which of the following days ?
(A) March 22
(B) February 22
(C) January 22
(D) May 22
(E) None of these

Ans : (A)

48. As we all know Chinese economy is a booming economy and its exports have played
a significant role in it. What was the share of China’s export as compared to its GDP in
2007 ?
(A) 20%
(B) 30%
(C) 40%
(D) 50%
(E) None of these

Ans : (C)

49. Delhi won the Ranji Trophy for the seventh time in January 2008 by defeating…
(A) Railways
(B) Haryana
(C) Maharashtra
(D) Gujarat
(E) Uttar Pradesh

Ans : (E)

50. Gagan Narang, who got a silver medal in an international championship held in
Munich, is a/an……
(A) 100 metre runner
(B) Badminton player
(C) Chess player
(D) Swimmer
(E) Air Rifle shooter

Ans : (E)

Allahabad Bank Clerk Exam., 2008 Computer General Knowledge : Solved Paper (Held on 30-08-2008)

Computer General Knowledge

1. If a word is typed that is not in Word’s dictionary, a____________wavy underline
appears below the word.
(A) red
(B) green
(C) blue
(D) black
(E) None of these

Ans : (A)

2. The____________button on the quick access Toolbar allows you to cancel your recent
commands or actions.
(A) Search
(B) Cut
(C) Document
(D) Undo
(E) None of these

Ans : (D)

3. In Excel, any set of characters containing a letter , hyphen, or space is considered—
(A) a formula
(B) text
(C) a name
(D) a title
(E) None of these

Ans : (B)

4. ____________Software allows users to perform calculations on rows and columns of
data.
(A) Word processing
(B) Presentation graphics
(C) Database Management Systems
(D) Electronic Spreadsheet
(E) None of these

Ans : (C)

5. A ____________represent approximately one billion memory locations.
(A) kilobyte
(B) megabyte
(C) gigabyte
(D) terabyte
(E) None of these

Ans : (C)

6. ____________cells involves creating a single cell by combining two or more selected
cells.
(A) Formatting
(B) Merging
(C) Embedding
(D) Splitting
(E) None of these

Ans : (B)

7. The operating system is the most common type of____________software.
(A) communication
(B) application
(C) system
(D) word-processing
(E) None of these

Ans : (C)

8. When you quickly press and releaes the left mouse button twice , you are—
(A) Primary-clicking
(B) pointing
(C) Double-clicking
(D) Secondary-clicking
(E) None of these

Ans : (C)

9. The horizontal and vertical lines on a worksheet are called—
(A) cells
(B) sheets
(C) block lines
(D) gridlines
(E) None of these

Ans : (D)

10. To delete an incorrect character in a document, ____________ to erase to the right of
the insertion point.
(A) press the left mouse key
P a g e | 62
(B) double-click the right mouse key
(C) press the BACKSPACE key
(D) press the delete key
(E) None of these

Ans : (D)

11. The operating system does all of the following EXCEPT:
(A) provide a way for the user to interact with the computer.
(B) manage the central processing unit (CPU).
(C) manage memory and storage.
(D) enable users to perform a specific task such as document editing.

Ans : (D)

12. During the boot process, the____________looks for the system files.
(A) CD
B. BIOS
C. CPU
D. DVD

Ans : (B)

13. ____________ are lists of commands that appear on the screen.
(A) GUIs
(B) Icons
(C) Menus
(D) Windows

Ans : (C)

14. ____________ is the ability of an operating system to control the activities of
multiple programs at the same time.
(A) Multitasking
(B) Streamlining
(C) Multiuser
(D) Simulcasting

Ans : (A)

15. The unique signal, generated by a device, that tells the operating system that it is in
need of immediate attention is called an:
(A) action.
(B) event.
(C) interrupt.
(D) activity.

Ans : (C)

16. The operating system controls access to the processor by assigning a(n)
____________ to each task requiring the processor’s attention.
(A) CPU
(B) slice of time
(C) stack
(D) event

Ans : (B)

17. The blocks of code, included in the operating system, that software applications
interact with are known as:
(A) application programming interfaces (APIs).
(B) complimentary metal-oxide conductors (CMOS).
(C) device drivers.
(D) bootstrap loaders.

Ans : (A)

18. MS-DOS is a ____________ operating system.
(A) point-and-click
(B) user-friendly
(C) command-driven
(D) Mac

Ans : (C)

19. An interrupt handler is a(n):
(A) location in memory that keeps track of recently generated interrupts.
(B) peripheral device.
(C) utility program.
(D) special numeric code that indicates the priority of a request.

Ans : (D)

20. A spooler is a(n):
(A) location in memory that maintains the contents of a document until it prints out.
(B) print job.
(C) program that coordinates the print jobs that are waiting to print.
(D) message sent from the printer to the operating system when a print job is completed.

Ans : (C)

21. Virtual memory is typically located:
(A) on a floppy disk.
(B) in the CPU.
(C) in a flash card.
(D) on the hard drive.

Ans : (D)

22. The purpose of a swap (or page) file is to:
(A) maintain pages of documents that are being spooled to the printer.
(B) hold a program’s data or instructions in virtual memory when it can’t fit in RAM.
(C) prevent thrashing in a multitasking environment.
(D) allow multiple print jobs to print their pages out simultaneously.

Ans : (B)

23. The definition of thrashing is:

(A) swapping data between virtual memory and RAM too frequently.
(B) insufficient hard disk space.
(C) too many processors being managed by the operating system.
(D) inaccurate information stored in the registry.

Ans : (A)

24. All of the following are TRUE of Safe Mode EXCEPT:
(A) Safe Mode is a special diagnostic mode.
(B) Safe Mode loads all nonessential icons.
(C) Safe Mode allows users to troubleshoot errors.
(D) Safe Mode loads only the most essential devices.

Ans : (B)

25. Verification of a login name and password is known as:
(A) configuration.
(B) accessibility.
(C) authentication.
(D) logging in.

Ans : (C)

26. The combination of the operating system and the processor is referred to as the
computer’s:
(A) CPU.
(B) platform.
(C) BIOS.
(D) CMOS.

Ans : (B)

27. The following message generally means:
(A) a nonsystem floppy has been left in the floppy disk drive.
(B) the CD drive is not functioning.
(C) the BIOS is corrupted.
(D) there is a problem loading a device.

Ans : (A)

28. Which of the following is the correct sequence of actions that takes place during the
boot-up process?
(A) Load operating system ? Activate BIOS ? Perform POST ? Check configuration
settings
(B) Activate BIOS ? Perform POST ? Load operating system ? Check configuration
settings
(C) Perform POST ? Load operating system ? Activate BIOS ? Check configuration
settings
(D) Activate BIOS ? Check configuration settings ? Perform POST ? Load operating
system

Ans : (B)

29. All of the following are steps involved in the boot process EXCEPT:
(A) load the operating system into RAM.
(B) the power-on self-test.
(C) activate the basic input/output system (BIOS).
(D) load application programs

Ans : (D)

30. The ____________, stored on a ROM chip, is responsible for loading the operating
system from its permanent location on the hard drive into RAM.
(A) BIOS
(B) API
(C) device driver
(D) supervisor program

Ans : (A)

31. The basic input/output system (BIOS) is stored in:
(A) RAM.
(B) ROM.
(C) the CPU.
(D) the hard drive.

Ans : (B)

32. Ensuring that the essential peripheral devices are attached and operational is the
____________ process.
(A) configuration
(B) CMOS
(C) POST
(D) ROM

Ans : (C)

33. The memory resident portion of the operating system is called the—
(A) registry.
(B) API.
(C) CMOS.
(D) kernel.

Ans : (D)

34. Which of the following does NOT occur during the power-on self-test (POST)?
(A) The ScanDisk utility begins to run.
(B) The video card and video memory are tested.
(C) The BIOS identification process occurs.
(D) Memory chips are checked to ensure they are working properly.

Ans : (A)

35. All of the following are TRUE regarding virtual memory EXCEPT—
(A) any amount of RAM can be allocated to virtual memory.
(B) the setting for the amount of hard drive space to allocate to virtual memory can be
manually changed.
(C) this temporary storage is called the swap file (or page file).
(D) virtual memory is physical space on the hard drive.

Ans : (A)

36. The operating system allows users to organize the computer’s contents in a
hierarchical structure of directories that include all of the following EXCEPT:
(A) files.
(B) folders.
(D) drives.
(D) systems.

Ans : (D)

37. All of the following statements concerning windows are true EXCEPT—
(A) windows are an example of a command-driven environment.
(B) windows can be resized and repositioned on the desktop.
(C) more than one window can be open at a time.
(D) toolbars and scrollbars are features of windows.

Ans : (A)

38. All of the following statements concerning files are true EXCEPT—
(A) A file is a collection of related pieces of information stored together for easy
reference.
(B) Files can be generated from an application.
(C) Files are stored in RAM.
(D) Files should be organized in folders.

Ans : (C)

39. Using Windows Explorer, a plus (+) sign in front of a folder indicates—
(A) an open folder.
(B) the folder contains subfolders.
(C) a text file.
(D) a graphics file.

Ans : (B)

40. In Windows XP, if you want to see the file size and modified dates of all files in a
folder, the best viewing option is the __________ view.
(A) List
(B) Thumbnails
(C) Details
(D) Icon

Ans : (C)

Indian Overseas Bank Probationary Officers Exam., 2008 General Awareness : Solved Paper (Held on 15-6-2008)

General Awareness

1. As we all know rise of the ‘BRICs’ has left a vast impact on almost all aspects of the
global economy. However, which of the following cannot be called as the direct effect(s)
of ‘Rise of the BRICs’ on global/other powerful economy/economies ?
1. Countries like China wish to learn more about outsourcing from India.
2. It has made countries to suffer from Sub-prime Crisis.
3. EURO has become a powerful currency and many non-Euro countries are in ‘Swap
Agreement’ with various nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
2. As per the reports published in the newspapers/journals how much amount the Govt. of
India is planning to infuse in Public Sector Banks to make them competitive and strong
globally ?
About—
(A) Rs. 10,000 crore
(B) Rs. 15,000 crore
(C) Rs. 20,000 crore
(D) Rs. 25,000 crore
(E) Rs. 30,000 crore
3. What is the maximum stake the Govt. of India has in any public sector bank at present
?
(A) 40%
(B) 49%
(C) 50%
(D) 64%
(E) 74%
4. Which of the following is not a major highlight of the Union Budget 2008-09 ?
1. A target of Rs. 2•80 lakhs crore is fixed for providing credit to agriculture sector.
2. Limit of the Banking Cash Transaction Tax is raised from present 1% to 1•5%.
3. PAN requirement is not mandatory for financial transactions. Other Ids are also
acceptable.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 2 and 3
(E) All 1, 2 and 3
5. As per the news in major financial newspapers a ‘Rashtriya Swasthya Bima Yojana’ is
launched in Delhi and Haryana States for members of unorganized sectors. Under the
scheme each family is likely to get the benefit of Rs.………
(A) 15,000
(B) 20,000
(C) 25,000
(D) 30,000
(E) 50,000
6. As proposed in the Union Budget 2008-09 a ‘Risk Capital Fund’ is set up by the Govt.
of India. Who amongst the following will maintain and operate that fund ?
(A) NABARD
(B) SIDBI
(C) ECGC
(D) RBI
(E) None of these
7. As per the Economic Survey 2007-08 presented in the Lok Sabha in February 2008,
what has been the percentage growth in Bank credit ? About—
(A) 10%
(B) 15%
(C) 18%
(D) 21%
(E) 26%
8. As per the budget of the Indian Railways for 2008-09 the operating ratio of the
railways has—
(A) Improved only by 0•5%
(B) Decreased by 0•5%
(C) Remained at the same level on which it was in 2007-08
(D) Reached at the level of 81%
(E) Reduced to the level of 63% which was the level of 2000-01
9. The government of India has launched a new scheme for the ‘Girl Child’. What is the
name of the scheme ?
(A) Raj Lakshmi
(B) Rani Bitia
(C) Dhan Lakshmi
(D) Aanandita
(E) None of these
10. The President of India recently signed the much-awaited notification for the
implementation of the suggestions made by the ‘Delimitation Commission’.
What will be the effect of this notification ?
(A) Parliamentary and Assembly constituencies will be redefined
(B) Candidates from SC/ST categories will get all benefits for another 15 years’ time
(C) The boundaries of the National Capital, New Delhi will be extended further
(D) Operations of the Cooperative Banks and Societies will not be limited to the state of
their origin. They will also be like Public Sector Banks
(E) None of these

11. As per the new policy the number of Judges in the Supreme Court would be now—
(A) 21
(B) 25
(C) 26
(D) 30
(E) 31
12. As per the reports published in the newspapers the banks, particularly public sector
banks are tying up with various rating agencies for providing a qualitative assessment of
the credit needs of the borrowers. Which amongst the following is/are such credit rating
agencies in India ?
1. CARE
2. CRISIL
3. ULIP
(A) Only 1
(B) Only 2
(C) 1 and 2 only
(D) Only 3
(E) All 1, 2 and 3
13. As per the newspaper reports the RBI is planning to introduce ‘Plastic Currency
Notes’. What is/are the benefits of ‘Plastic Notes’ ?
1. Their Shelf life will be longer.
2. It will replace plastic money or credit, debit cards which are giving birth to many
fraudulent practices.
3. Printing will be cheaper.
(A) Only 3
(B) Only 2
(C) Only 1
(D) All 1, 2 and 3
(E) None of these
14. ‘Sub Prime Lending’ is a term applied to the loans made to—
(A) Those borrowers who do not have a good credit history
(B) Those who wish to take loan against the mortgage of tangible assets
(C) Those who have a good credit history and are known to bank since 10 years
(D) Those borrowers who are most preferred customers of the Bank
(E) None of these
15. As per the reports published in various journals and newspapers the ‘small borrowers’
in rural areas still prefer to take informal route for their credit needs. Which of the
following is the ‘informal route’ of credit in financial sector ?
(A) Credit cards
(B) Loan against gold from financial institute
(C) Debit cards
(D) Money lender
(E) None of these
16. The Planning Commission of India has set up a 12 member committee on financial
sector reforms. Who is the Chairman of the Committee ?
(A) Janki Raman
(B) Raghuram Rajan
(C) Rakesh Mohan
(D) K. V. Kamath
(E) None of these
17. Basel-II norms are associated with which of the following aspects of the banking
industry ?
(A) Risk management
(B) Manpower planning
(C) Retirement benefits for the employees
(D) Corporate Governance
(E) None of these
18. What is meant by ‘Underwriting’ the term frequently used in financial sector ?
(A) Under valuation of the assets
(B) The Act of taking on a risk for a fee
(C) Giving a Guarantee that a loan will not become a bad loan
(D) The act of permission to float an IPO
(E) None of these
19. The government of India recently constituted the New Finance Commission (13th).
What are its major functions ? To decide—
1. The salary structure of the employees of the Central Government.
2. The distribution of the net proceeds of taxes between states and Central Govt.
3. Rate of Income Tax and other taxes collected by the Union Govt.
(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) None of these
20. Who amongst the following was the Captain of the Indian cricket team which
registered its victory in tri-series ODI matches against Australia played in March 2008 ?
(A) M.S. Dhoni
(B) Anil Kumble
(C) Rahul Dravid
(D) Saurav Ganguly
(E) Sachin Tendulkar
21. Mr. Nicolas Sarkozy who was the chief guest during the Republic Day Function 2008
is the—
(A) President of Brazil
(B) Prime Minister of Brazil
(C) President of France
(D) Prime Minister of France
(E) Foreign Secretary of USA
22. Who amongst the following has taken over as the President of Serbia after the
General elections held there in February 2008 ?
(A) Boris Tadic
(B) Tomislav Nicolic
(C) Samak Sundaravej
(D) Novak Djokovic
(E) None of these
23. Indra K. Nooyi who was elected as the Chairperson of the US-India Business Council
is the CEO of which of the following Companies ?
(A) Pepsi Co.
(B) Infosys
(C) Tata Consultancy Services
(D) NIIT
(E) None of these
24. Maria Sharapova won the Australian Open 2008 Women’s singles by defeating—
(A) Shahar Peer
(B) Kateryna Bondarenko
(C) Sania Mirza
(D) Victoria Azarenka
(E) Ana Ivanovic
25. Saina Nehwal won the Seniors’ Championship match of which of the following
games held in Goa in January 2008 ?
(A) Golf
(B) Tennis
(C) Table tennis
(D) Archery
(E) Badminton
26. As per the news published in some newspapers magazines two PSUs National
Thermal Power Corporation and Coal India Ltd. are going to float a joint venture ‘SPV’.
What is the full form of ‘SPV’ ?
(A) Small Power Venture
(B) Special Purpose Vehicle
(C) Special Power Venture
(D) Small Purpose Vehicle
(E) None of these

27. The Telecom Regulatory Authority of India (TRAI) recently agreed to allow foreign
direct investment in the field of mobile television services. Upto what extent FDI is
allowed in this field ?
(A) 50%
(B) 60%
(C) 64%
(D) 70%
(E) 74%
28. As per the performance assessment data released by the Economic Advisory Council
(EAC) in January 2008. Which of the following sectors registered a growth of 3•6 per
cent ?
(A) Agriculture Sector
(B) Banking Sector
(C) Tourism Sector
(D) Aviation Services Sector
(E) None of these
29. Which of the following is the name of very violent and serious types of winds which
bring lot of disaster ?
(A) Trade winds
(B) Hurricane
(C) Cirrus
(D) Stratus
(E) None of these
30. The Global Employment Trends Report 2008 published by the International Labour
Organization has indicated that there may be increase in global unemployment. What
according to them is/are the major reasons of this possibility ?
1. Turmoil in Credit Markets all over the world.
2. Rise in oil prices in international market.
3. Civil unrest in some under and undeveloped nations.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Only 1 and 2
(E) None of these
31. As we have noticed many banks of Indian origin are opening offices/branches in
foreign countries. Why is this trend emerging at a very fast pace ?
1. These Banks wish to provide banking facilities to foreigners as banking facilities are
not plenty in many foreign countries. India wants to take an advantage of the situation.
2. These banks wish to help Indian firms to acquire funds at internationally competitive
rates.
3. These banks wish to promote trade and investment between India and other countries.

(A) Only 1
(B) Only 2
(C) Only 3
(D) All 1, 2 and 3
(E) Only 2 and 3
32. Many economists, bankers and researchers in India often advocate that banks should
equip themselves for new challenges. These challenges are in which of the following
shapes/forms ?
1. As Indian economy is getting increasingly integrated with the rest of the world the
demand of the Corporate banking is likely to change in terms of size, composition of
services and also the quality.
2. The growing foreign trade in India will have to be financed by the local banks.
3. Foreigners are habitual of the comforts provided by the technology. India has to do a
lot in this reference.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these
33. As per the reports published in the newspapers Indian Rupee is now fully accepted in
Asian countries like, Singapore, Hong Kong, Malaysia etc. What does it really mean ?
1. Anybody from Asian country can purchase Indian Rupee and keep it in his/her bank
account in his/her country without any restrictions.
2. Now people in these nations are not required to go for a double conversion first in
dollar and then in rupee.
3. People travelling European/Asian countries can make their payments in rupee
anywhere without any problem.
(A) Only 1 is correct
(B) Only 2 is correct
(C) Only 3 is correct
(D) All 1, 2 and 3 are correct
(E) None of these
34. Which of the following is not a banking/finance related term ?
(A) Credit wrap
(B) EMI
(C) Held to Maturity
(D) Exposure limit
(E) Diffusion
35. Very often we read about the Doha Ministerial Conference 2001 in reference to WTO
negotiations. What were the major issues over which nations were of different opinions ?
1. Providing subsidy to agriculture.
2. Export of patented drugs/medicines by developed nations.

3. Restriction on natural movement of people from one nation to other.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 3
(E) None of these
36. The Technology Mission on Cotton was launched during Xth plan. The scheme was
designed to get increase in production of cotton by which of the following levels by the
end of the plan ?
(A) 100 lakh bales
(B) 150 lakh bales
(C) 175 lakh bales
(D) 200 lakh bales
(E) None of these
37. A National Development Fund was created by the Government of India a few years
ago. What was the purpose of the fund ?
1. Boost investment in social sector projects to promote education, healthcare and
employment.
2. Capital investments in selected profitable PSEs to yield adequate returns.
3. To fund revision in pay structure of Central Government employees.
(A) Only 1
(B) Only 2
(C) Only 3
(D) Both 1 and 2
(E) None of these
38. Olympic 2008 are scheduled to be held in—
(A) Paris
(B) Tokyo
(C) London
(D) Moscow
(E) None of these
39. The general elections took place in which of the following countries in March 2008 ?
(A) Iran
(B) Iraq
(C) Afghanistan
(D) Myanmar
(E) Sri Lanka
40. Who amongst the following is the author of the book ‘Economic Nightmare of India’
?
(A) Morarji Desai
(B) K. Rajeshwar Rao
(C) Charan Singh
(D) Jyoti Basu
(E) None of these
41. As per the targets for 11th plan educated unemployment is to be reduced to which of
the following levels ?
(A) 5%
(B) 6%
(C) 7%
(D) 8%
(E) 9%
42. ‘Long Walk’ to Freedom’ is a book written by—
(A) Sonia Gandhi
(B) L. K. Advani
(C) Nelson Mandela
(D) Benazir Bhutto
(E) Nawaz Sheriff
43. India recently signed a pact with which of the following countries on solving the
problems of Indian labour in that country ?
(A) Iran
(B) UAE
(C) Malaysia
(D) Kuwait
(E) None of these
44. Which of the following countries is trying to launch a Satellite to study the sun ?
(A) USA
(B) India
(C) Russia
(D) China
(E) None of these
45. Jang Hyun Jong who was adjudged as the ‘Asian Hockey Player of the year’ is
from—
(A) China
(B) Singapore
(C) South Korea
(D) India
(E) None of these
46. Who amongst the following is the winner of Padma Vibhushan Awards given away
recently ?
(A) Rahul Gandhi
(B) Priya Dutt
(C) Vinod Dua
(D) Ratan Tata
(E) None of these
47. Which of the following films was adjudged ‘Best Film’ in 14th Star Screen Awards
given away in January 2008 ?
(A) Om Shanti Om
(B) Guru
(C) Taare Zameen Par
(D) Jab We Met
(E) Chak De India
48. A meeting of the European Leaders was held in January 2008 at which of the
following places to discuss ‘Global Economic Turmoil’ ?
(A) London
(B) New Delhi
(C) New York
(D) Tokyo
(E) Milan
49. Castro Sibling is the new President of—
(A) Romania
(B) Cuba
(C) Israel
(D) Venezuela
(E) None of these
50. Kosovo declared itself independent from which of the following countries ?
(A) Ukraine
(B) Croatia
(C) Serbia
(D) Russia
(E) None of these

Answers

1. (B) 2. (C) 3. (E) 4. (A) 5. (D) 6. (B)
7. (D) According to Economic Survey 2007-08, the percentage growth in bank credit is
21•5%.
8. (D) 9. (C) 10. (A) 11. (E) 12. (A)
13. (C) 14. (A) 15. (D) 16. (B) 17. (A)
18. (A) 19. (B) 20. (A) 21. (C) 22. (A)
23. (A) 24. (E) 25. (E) 26. (B) 27. (E)
28. (A) 29. (B) 30. (D) 31. (E) 32. (A)
33. (D) 34. (E) 35. (A) 36. (D) 37. (A)
38. (E) 39. (A) 40. (C) 41. (A) 42. (C)
43. (D) 44. (A) 45. (C) 46. (D) 47. (E)
48. (A) 49. (E) 50. (E)